You’re in the beginning stages of your career and many people at this age are taking charge of their own finances for the first time. You have a long financial journey ahead of you; how do you make sure you’re on the right path for fiscal success? You may be recently married or considering starting a family. Here are some common questions you may be facing:
After you complete a Cash Flow Worksheet outlining your income sources and expenses, we will provide objective cash flow analysis.
Review outstanding debts to see if the rates and loans are as “efficient or competitive” as possible and help develop a “pay-off” plan.
Often times, lenders will pre-approve you for an amount that in reality, may turn out to be unrealistic given your specific financial picture. We will help you determine what type of mortgage might be the most appropriate given your short and long-term housing goals. What is reasonable and affordable for you now and in the future.
We will review any current investment accounts and give you our thoughts and where necessary, suggest changes (this includes objective advice as it pertains to potential real estate purchases/sales).
We help walk you through the financial pros/cons of a job change including benefits analysis and cash flow comparisons.
Based on a variety of factors, we will review your current insurance policies (including life, disability and umbrella coverage) to determine if you are over or underinsured and can offer assistance and possible strategies.